One of the best ways to keep your auto insurance
costs down is to Get quotes from different types of insurance
companies
Some sell through their own agents.
These agencies have the same
name as the insurance company.
Some sell through independent agents
who offer policies from several insurance companies.
Others do not use
agents. They sell directly to consumers over the phone or via the
Internet.
Shopping for insurance on the Internet offers consumers a new level of
convenience, however you need to protect yourself when purchasing
insurance online. |
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Do your own research, double check the company and agents, update
your browser (newer browsers are equipped with security measures that
alert you to insecure sites), get all quotes and policy information in
writing and keep detailed records.
Go to your state insurance department for more information on
company and agent requirements.
Getting several quotes on insurance for a motor vehicle may save
you hundreds of dollars a year. This
 is a comparison site that provides quick forms that
will produce insurance prices from a number of insurers for you to
compare, it's free to get the quotes.
Also go here for a different set
of insurance carriers.
Insurance Tips
- Be wary of people selling door-to-door insurance and/or over the
phone.
- Be suspicious if -after an accident- a stranger contacts you to
offer "quick cash" or recommends a particular attorney or healthcare
provider. Report the incident to your police department.
- Do not give your insurance identification numbers to companies
you do not know.
- Carry a camera phone. If you are involved in an accident, take
pictures of the damage and the people involved. Ask for names,
telephone numbers and driver's license information for all those
involved. Getting contact information from witnesses is also a very
good idea.
If you suspect fraud, call the National Insurance Crime Bureau's
hotline at 1-800-835-6422. For more information, check out
www.insurancefraud.org.
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